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PUBLIC PAYMENT GATEWAY & SERVICE AGREEMENT

Terms and Conditions

These Terms and Conditions constitute a legally binding agreement between you and Utkranti Softwares Private Limited, governing your access to Digineanv-School SaaS platform and online payment services.

Last Updated & Effective: September 2, 2026

Strict No-Refund Policy

All purchases, subscription renewals, module activations, onboarding fees, and payments processed through payment gateways for Digineanv-School (operated by Utkranti Softwares Private Limited) are STRICTLY NON-REFUNDABLE once digital software services are provisioned. For complete terms, visit our dedicated Refund & Cancellation Policy.

1. Operating Entity & Acceptance

Digineanv-School is owned and operated exclusively by Utkranti Softwares Private Limited. By accessing our platform or processing any transaction through payment gateways, you agree to these Terms and Conditions.

2. Pricing & Payment Gateway Processing

All payments are processed securely via certified third-party Payment Gateways (Razorpay, PayU, Stripe, UPI). We do not store credit/debit card numbers, CVVs, or online banking passwords on our servers.

  • In case of bank transaction drops where money is deducted but not credited, funds are reversed to the source account within 5–7 banking days as per banking regulations.

3. Instant Digital Service Delivery

Digineanv-School is a 100% cloud-hosted SaaS application. No physical goods are shipped. Workspace access and login credentials are delivered electronically via email and instant portal setup upon payment confirmation.

4. Governing Law & Jurisdiction

These terms are governed by the laws of India. The courts located in Uttar Pradesh, India have exclusive jurisdiction over any legal matters.

Merchant Information

Entity: Utkranti Softwares Private Limited
Phone / WhatsApp: +91 99975 84305